# Fintech

### Data Dictionary

| Definition                                | <p>Digital financial services using open banking or open finance APIs</p><p>Digital financial services making open APIs available</p>                                                                                              |
| ----------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Key characteristics of groupings          | <p>Fintech consuming APIs</p><p>Fintech platforms</p><p>We have also categorised fintech into category and sub-category groupings</p>                                                                                              |
| Reference material                        | We drew on OBIE, CB Insights, AddVentures, and CGAP fintech taxonomy models, and Bank of Spain’s Taxonomy of Spanish Fintech ecosystem                                                                                             |
| Platformable’s taxonomy model             |                                                                                                                                                                                                                                    |
|                                           |                                                                                                                                                                                                                                    |
| Key indicators used in scorecards/ranking | <p>Number of fintech originating in country per 1M head of population</p><p>Number of fintech operating in country per 1M head of population</p><p>Number of fintech operating in country with subcategory API aggregation<br></p> |
| <p>How to </p><p>analyse/calculate</p>    |                                                                                                                                                                                                                                    |
| How to display/visualise                  | <p>Map of the world with regions/countries showing fintech concentration by population</p><p>Infographic of fintech taxonomy with total numbers by category and subservice category</p>                                            |
| How to use in strategic analysis          |                                                                                                                                                                                                                                    |
| How to use in equity analysis             | Needs to be done before we can analyse by categories most useful to underserved (see below)                                                                                                                                        |
| How to calculate on scorecard             | <p>Fintech originating/Fintech operating Score RAG color coded and ranked by fifths<br></p>                                                                                                                                        |


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://model.platformable.com/fintech.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.