Underserved

Data Dictionary

Definition
Key characteristics of groupings	Unbanked Underbanked
Reference material	https://platformable.com/blog/is-open-banking-helping-the-underserved/
Platformable’s taxonomy model	We measure the impacts on sub-populations Low income consumers in low and middle income countries Low income and disenfranchised consumers, including some small businesses, in higher income countries Women, migrants, and non-white populations around the globe World Bank categories of LIMCs: https://datahelpdesk.worldbank.org/knowledgebase/articles/906519
Key indicator(s) used in scorecards/ranking	Number of bank platforms per million pop in LIMCs Number of fintech platforms per million pop in LIMCs Number of fintech operating in LIMCs originating in low and middle countries (TOTAL) : those originating in higher income countries (TOTAL) (ratio) Number of government or regulator-managed datasets available globally to measure lending practices to specific populations: 0 Percentage fintech being built using open banking APIs that could be used to improve financial inclusion (globally and in LIMCs) Percentage of fintech with women in leadership (by region) Percentage of fintech that have nonwhite people in leadership (by region)
How to analyse/calculate	By: Bank, country, region, global
How to display/visualise	Trends line over time Map of the world showing half circles for platforms and bars for products RAG Scorecard for ranking compared with global Bar chart (non-exclusive)
How to use in strategic analysis
How to use in equity analysis
Scorecard	Percentage fintech being built using APIs that could be used to improve financial inclusion (in LIMCs) color coded by fifths